SWIFT/BIC code POONFI21XXX
POONFI21XXX belongs to Posion Osuuspankki in Posio, Finland.
Code details
| SWIFT/BIC code | POONFI21XXX |
|---|---|
| 8-character code | POONFI21 |
| Branch code | XXX |
| Bank | Posion Osuuspankki |
| Branch | Head office |
| City | Posio |
| Country | Finland |
The way the Posion Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- POON Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC POONFI21XXX?
The code POONFI21XXX belongs to the head office of Posion Osuuspankki in Posio, Finland. Use it when a payment to Posion Osuuspankki does not need a specific branch.
What happens if I use POONFI21XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check POONFI21XXX against the details from Posion Osuuspankki before you confirm.
Does Posion Osuuspankki have only one SWIFT/BIC code?
Yes, POONFI21XXX is the only SWIFT/BIC code we have for Posion Osuuspankki in Finland, so you do not need to pick a branch code.
What is the best way to send money to Posion Osuuspankki?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Are POONFI21 and POONFI21XXX the same code?
Yes, they are. POONFI21 is the 8-character version of POONFI21XXX. The XXX at the end only means head office, so either version routes your payment to Posion Osuuspankki in Posio.
How long does it take to send money to Posion Osuuspankki in Finland?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.