SWIFT/BIC code PSNIZML1XXX

PSNIZML1XXX belongs to Pangaea/Emi Securities Limited in Lusaka, Zambia.

PSNIZML1XXX

Code details

SWIFT/BIC codePSNIZML1XXX
8-character codePSNIZML1
Branch codeXXX
BankPangaea/Emi Securities Limited
BranchHead office
CityLusaka
CountryZambia

How the Pangaea/Emi Securities Limited SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PSNI Bank code
4 letters that identify the bank.
ZM Country code
2 letters for the country (ISO 3166).
L1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses SWIFT code PSNIZML1XXX?

The code PSNIZML1XXX belongs to the main office of Pangaea/Emi Securities Limited in Lusaka, Zambia. Use it when a payment to Pangaea/Emi Securities Limited does not need a specific branch.

What happens if I enter PSNIZML1XXX with a typo?

The payment may be delayed, returned or charged extra fees. Double-check PSNIZML1XXX against the details from Pangaea/Emi Securities Limited before you confirm.

How long does a transfer to Pangaea/Emi Securities Limited take in Zambia?

An international SWIFT transfer typically takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.

What do I need for a transfer to an account at Pangaea/Emi Securities Limited?

You need the SWIFT/BIC code PSNIZML1XXX, the IBAN or local account number of the recipientand the name of the account holder. Zambia uses international SWIFT transfers, so the BIC is required.

What do the letters in PSNIZML1XXX stand for?

PSNI is the bank code of Pangaea/Emi Securities Limited, ZM stands for Zambia, L1 is the location code and XXX marks the main office.

What is the cheapest way to send money to Pangaea/Emi Securities Limited in Zambia?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Zambia with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.