SWIFT/BIC code RAIFCH22344
RAIFCH22344 belongs to Raiffeisen Schweiz Genossenschaft in Giubiasco, Switzerland.
Code details
| SWIFT/BIC code | RAIFCH22344 |
|---|---|
| 8-character code | RAIFCH22 |
| Branch code | 344 |
| Bank | Raiffeisen Schweiz Genossenschaft |
| Branch | — |
| City | Giubiasco |
| Country | Switzerland |
How the Raiffeisen Schweiz Genossenschaft SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RAIF Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- 344 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code RAIFCH22344?
RAIFCH22344 identifies Raiffeisen Schweiz Genossenschaft, part of Raiffeisen Schweiz Genossenschaft in Giubiasco, Switzerland. Only use it if the recipient or their bank explicitly asks for it.
Can I use RAIFCH22 instead of RAIFCH22344?
RAIFCH22 is the head office of Raiffeisen Schweiz Genossenschaft, while RAIFCH22344 points to Raiffeisen Schweiz Genossenschaft. For a normal transfer the head office code is usually fine, but use RAIFCH22344 if the recipient asks for it.
How long does it take to send money to Raiffeisen Schweiz Genossenschaft?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
What happens if I use RAIFCH22344 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check RAIFCH22344 with the recipient before you confirm.
Do I need RAIFCH22344 for a euro transfer to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need RAIFCH22344.
What is the cheapest way to send money to Raiffeisen Schweiz Genossenschaft?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Swiss Franc with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.