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SWIFT/BIC code RAIFCH22454

RAIFCH22454 belongs to Raiffeisen Schweiz Genossenschaft in Lutry, Switzerland.

RAIFCH22454

Code details

SWIFT/BIC codeRAIFCH22454
8-character codeRAIFCH22
Branch code454
BankRaiffeisen Schweiz Genossenschaft
Branch—
CityLutry
CountrySwitzerland

How the Raiffeisen Schweiz Genossenschaft SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

RAIF Bank code
4 letters that identify the bank.
CH Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
454 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC RAIFCH22454?

RAIFCH22454 is the SWIFT/BIC code of Raiffeisen Schweiz Genossenschaft, a branch or department of Raiffeisen Schweiz Genossenschaft in Lutry, Switzerland. Only use it if the account is held at this specific branch.

Do I need RAIFCH22454 for a euro transfer to Switzerland?

Switzerland belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need RAIFCH22454.

How long does it take to send money to Raiffeisen Schweiz Genossenschaft?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I use RAIFCH22454 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check RAIFCH22454 against the details from Raiffeisen Schweiz Genossenschaft before you confirm.

Can I use RAIFCH22 instead of RAIFCH22454?

RAIFCH22 points to the main office of Raiffeisen Schweiz Genossenschaft, while RAIFCH22454 points to Raiffeisen Schweiz Genossenschaft. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention RAIFCH22454.

What is the best way to send money to Raiffeisen Schweiz Genossenschaft in Switzerland?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Swiss Franc with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.