SWIFT/BIC code RAIFCH22496
RAIFCH22496 belongs to Raiffeisen Schweiz Genossenschaft in St.niklaus, Switzerland.
Code details
| SWIFT/BIC code | RAIFCH22496 |
|---|---|
| 8-character code | RAIFCH22 |
| Branch code | 496 |
| Bank | Raiffeisen Schweiz Genossenschaft |
| Branch | — |
| City | St.niklaus |
| Country | Switzerland |
The way the Raiffeisen Schweiz Genossenschaft SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RAIF Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- 496 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT code RAIFCH22496?
RAIFCH22496 identifies Raiffeisen Schweiz Genossenschaft, a unit of Raiffeisen Schweiz Genossenschaft in St.niklaus, Switzerland. Only use it if the recipient or their bank explicitly asks for it.
Do I need RAIFCH22496 to send euros to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need RAIFCH22496.
How long does a transfer to Raiffeisen Schweiz Genossenschaft take in Switzerland?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
What is the cheapest way to send money to Raiffeisen Schweiz Genossenschaft?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Swiss Franc with specialist providers before you send – the difference can be large.
Can I use RAIFCH22 instead of RAIFCH22496?
RAIFCH22 is the main office of Raiffeisen Schweiz Genossenschaft, while RAIFCH22496 points to Raiffeisen Schweiz Genossenschaft. For a normal transfer the head office code is usually fine, yet use RAIFCH22496 if the recipient asks for it.
What happens if I enter RAIFCH22496 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check RAIFCH22496 with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.