SWIFT/BIC code RAIFCH22E85
RAIFCH22E85 belongs to Raiffeisen Schweiz Genossenschaft in Winterthur, Switzerland.
Code details
| SWIFT/BIC code | RAIFCH22E85 |
|---|---|
| 8-character code | RAIFCH22 |
| Branch code | E85 |
| Bank | Raiffeisen Schweiz Genossenschaft |
| Branch | — |
| City | Winterthur |
| Country | Switzerland |
How the Raiffeisen Schweiz Genossenschaft SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RAIF Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- E85 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC RAIFCH22E85?
The code RAIFCH22E85 belongs to Raiffeisen Schweiz Genossenschaft, a branch or department of Raiffeisen Schweiz Genossenschaft in Winterthur, Switzerland. Use this branch code only when the account is held at this specific branch.
What happens if I use RAIFCH22E85 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check RAIFCH22E85 with the recipient before sending.
What does each part of RAIFCH22E85 mean?
RAIF is the bank code of Raiffeisen Schweiz Genossenschaft, CH is the ISO code of Switzerland, 22 is the location code and E85 identifies the department Raiffeisen Schweiz Genossenschaft.
How long does a transfer to Raiffeisen Schweiz Genossenschaft take in Switzerland?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Do I need RAIFCH22E85 for a euro transfer to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need RAIFCH22E85.
What is the best way to send money to Raiffeisen Schweiz Genossenschaft?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Swiss Franc with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.