SWIFT/BIC code RARUAU41XXX

RARUAU41XXX belongs to Railways Credit Union Limited in Brisbane, Australia.

RARUAU41XXX

Code details

SWIFT/BIC codeRARUAU41XXX
8-character codeRARUAU41
Branch codeXXX
BankRailways Credit Union Limited
BranchHead office
CityBrisbane
CountryAustralia

How the Railways Credit Union Limited SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

RARU Bank code
4 letters that identify the bank.
AU Country code
2 letters for the country (ISO 3166).
41 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code RARUAU41XXX?

The code RARUAU41XXX belongs to the headquarters of Railways Credit Union Limited in Brisbane, Australia. It is the code to use when a payment to Railways Credit Union Limited does not need a specific branch.

What happens if I enter RARUAU41XXX with a typo?

The payment may be delayed, returned or charged extra fees. Double-check RARUAU41XXX with the recipient before you confirm.

Does Railways Credit Union Limited have only one SWIFT/BIC code?

Yes, RARUAU41XXX is the only SWIFT/BIC code we have for Railways Credit Union Limited in Australia, so you do not need to pick a branch code.

How long does it take to send money to Railways Credit Union Limited?

A SWIFT payment usually takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster than a bank.

Is RARUAU41 and RARUAU41XXX the same SWIFT code?

Yes. RARUAU41 is the 8-character version of RARUAU41XXX. The XXX at the end only refers to the head office, so both will reach Railways Credit Union Limited in Brisbane.

Which details do I need for a transfer to an account at Railways Credit Union Limited?

You need the SWIFT/BIC code RARUAU41XXX, the account number or IBAN of the recipient, their full name and address. Australia is not part of SEPA, so the BIC is required.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.