SWIFT/BIC code RATTIT21XXX
RATTIT21XXX belongs to Ratti in Guanzate, Italy.
Code details
| SWIFT/BIC code | RATTIT21XXX |
|---|---|
| 8-character code | RATTIT21 |
| Branch code | XXX |
| Bank | Ratti |
| Branch | Head office |
| City | Guanzate |
| Country | Italy |
How the Ratti SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RATT Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code RATTIT21XXX?
The code RATTIT21XXX belongs to the main office of Ratti in Guanzate, Italy. Use it when a payment to Ratti does not need a specific branch.
What does each part of RATTIT21XXX stand for?
RATT is the institution code of Ratti, IT is the ISO code of Italy, 21 is the code for the city or region and XXX marks the main office.
What is the cheapest way to send money to Ratti in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
How long does a transfer to Ratti take?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Do I need RATTIT21XXX for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need RATTIT21XXX.
Is RATTIT21 and RATTIT21XXX the same SWIFT code?
Yes, they are. RATTIT21 is the short version of RATTIT21XXX. XXX simply means head office, so either version will reach Ratti in Guanzate.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.