SWIFT/BIC code REFAIRTH112
REFAIRTH112 belongs to Bank Refah Kargaran in Tehran, Iran.
Code details
| SWIFT/BIC code | REFAIRTH112 |
|---|---|
| 8-character code | REFAIRTH |
| Branch code | 112 |
| Bank | Bank Refah Kargaran |
| Branch | Enghelab Branch |
| City | Tehran |
| Country | Iran |
The way the Bank Refah Kargaran SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- REFA Bank code
- 4 letters that identify the bank.
- IR Country code
- 2 letters for the country (ISO 3166).
- TH Location code
- 2 characters for the city or region of the head office.
- 112 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC REFAIRTH112?
The code REFAIRTH112 belongs to Enghelab Branch, a unit of Bank Refah Kargaran in Tehran, Iran. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use REFAIRTH112 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check REFAIRTH112 with the recipient before sending.
What is the cheapest way to send money to Bank Refah Kargaran?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Iran with specialist providers before you send – the difference can be large.
How long does a transfer to Bank Refah Kargaran take?
An international SWIFT transfer usually takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker than a bank.
Can I use REFAIRTH instead of REFAIRTH112?
REFAIRTH points to the head office of Bank Refah Kargaran, while REFAIRTH112 points to Enghelab Branch. Most international transfers work with the head office code, yet use REFAIRTH112 if the recipient asks for it.
Which details do I need for a transfer to an account at Bank Refah Kargaran?
You need the SWIFT/BIC code REFAIRTH112, the account number or IBAN of the recipientand the name of the account holder. Iran is not part of SEPA, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.