SWIFT/BIC code REFHTTP1XXX
REFHTTP1XXX belongs to Republic Finance and Merchant Bank Limited in Port of Spain, Trinidad & Tobago.
Code details
| SWIFT/BIC code | REFHTTP1XXX |
|---|---|
| 8-character code | REFHTTP1 |
| Branch code | XXX |
| Bank | Republic Finance and Merchant Bank Limited |
| Branch | Head office |
| City | Port of Spain |
| Country | Trinidad & Tobago |
How the Republic Finance and Merchant Bank Limited SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- REFH Bank code
- 4 letters that identify the bank.
- TT Country code
- 2 letters for the country (ISO 3166).
- P1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code REFHTTP1XXX?
REFHTTP1XXX is the SWIFT/BIC code of the head office of Republic Finance and Merchant Bank Limited in Port of Spain, Trinidad & Tobago. Use it when you send money to an account at Republic Finance and Merchant Bank Limited.
Are REFHTTP1 and REFHTTP1XXX the same code?
Yes. REFHTTP1 is the 8-character version of REFHTTP1XXX. The XXX at the end only refers to the head office, so both routes your payment to Republic Finance and Merchant Bank Limited in Port of Spain.
What happens if I enter REFHTTP1XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check REFHTTP1XXX against the details from Republic Finance and Merchant Bank Limited before you confirm.
What is the cheapest way to send money to Republic Finance and Merchant Bank Limited in Trinidad & Tobago?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Trinidad & Tobago with specialist providers before you send – the difference can be large.
What do the letters in REFHTTP1XXX mean?
REFH is the institution code of Republic Finance and Merchant Bank Limited, TT is the ISO code of Trinidad & Tobago, P1 is the location code and XXX means the main office.
What do I need to send money to an account at Republic Finance and Merchant Bank Limited?
You need the SWIFT/BIC code REFHTTP1XXX, the IBAN or local account number of the recipientand the name of the account holder. Trinidad & Tobago is not part of SEPA, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.