SWIFT/BIC code ROACAU31XXX

ROACAU31XXX belongs to Merrill Lynch Private (Australia) Limited in Melbourne, Australia.

ROACAU31XXX

Code details

SWIFT/BIC codeROACAU31XXX
8-character codeROACAU31
Branch codeXXX
BankMerrill Lynch Private (Australia) Limited
BranchHead office
CityMelbourne
CountryAustralia

How the Merrill Lynch Private (Australia) Limited SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ROAC Bank code
4 letters that identify the bank.
AU Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind BIC ROACAU31XXX?

ROACAU31XXX identifies the head office of Merrill Lynch Private (Australia) Limited in Melbourne, Australia. Use it when you send money to an account at Merrill Lynch Private (Australia) Limited.

What happens if I enter ROACAU31XXX with a typo?

The payment may be delayed, returned or charged extra fees. Always check ROACAU31XXX with the recipient before you confirm.

Is ROACAU31 and ROACAU31XXX the same code?

Yes, they are. ROACAU31 is the 8-character version of ROACAU31XXX. The XXX at the end only means head office, so both routes your payment to Merrill Lynch Private (Australia) Limited in Melbourne.

Does Merrill Lynch Private (Australia) Limited use a single SWIFT/BIC code?

Yes – ROACAU31XXX is the only SWIFT/BIC code we have for Merrill Lynch Private (Australia) Limited in Australia, so you do not need to pick a branch code.

What is the cheapest way to send money to Merrill Lynch Private (Australia) Limited?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Australian Dollar with specialist providers before you send – the difference can be large.

Which details do I need to send money to an account at Merrill Lynch Private (Australia) Limited?

You need the SWIFT/BIC code ROACAU31XXX, the IBAN or local account number of the recipient, their full name and address. Australia is not part of SEPA, so always include the BIC.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.