SWIFT/BIC code ROYCAGAGXXX
ROYCAGAGXXX belongs to Royal Bank of Canada in St. John's, Antigua & Barbuda.
Code details
| SWIFT/BIC code | ROYCAGAGXXX |
|---|---|
| 8-character code | ROYCAGAG |
| Branch code | XXX |
| Bank | Royal Bank of Canada |
| Branch | Head office |
| City | St. John's |
| Country | Antigua & Barbuda |
How the Royal Bank of Canada SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ROYC Bank code
- 4 letters that identify the bank.
- AG Country code
- 2 letters for the country (ISO 3166).
- AG Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code ROYCAGAGXXX?
The code ROYCAGAGXXX belongs to the headquarters of Royal Bank of Canada in St. John's, Antigua & Barbuda. Use it when a payment to Royal Bank of Canada does not need a specific branch.
Does Royal Bank of Canada use a single SWIFT/BIC code?
Yes, ROYCAGAGXXX is the single SWIFT/BIC code listed for Royal Bank of Canada in Antigua & Barbuda, so you do not need to pick a branch code.
Is ROYCAGAG and ROYCAGAGXXX the same SWIFT code?
Yes, they are. ROYCAGAG is the 8-character version of ROYCAGAGXXX. XXX simply refers to the head office, so either version will reach Royal Bank of Canada in St. John's.
What happens if I use ROYCAGAGXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check ROYCAGAGXXX against the details from Royal Bank of Canada before sending.
How long does it take to send money to Royal Bank of Canada?
An international SWIFT transfer typically takes 2–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster than a bank.
What is the best way to send money to Royal Bank of Canada in Antigua & Barbuda?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Antigua & Barbuda with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.