SWIFT/BIC code RUAGRUM1015
RUAGRUM1015 belongs to JSC Rosselkhozbank in Penza, Russia.
Code details
| SWIFT/BIC code | RUAGRUM1015 |
|---|---|
| 8-character code | RUAGRUM1 |
| Branch code | 015 |
| Bank | JSC Rosselkhozbank |
| Branch | Penzensky Branch |
| City | Penza |
| Country | Russia |
The way the JSC Rosselkhozbank SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RUAG Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 015 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC RUAGRUM1015?
RUAGRUM1015 identifies Penzensky Branch, a unit of JSC Rosselkhozbank in Penza, Russia. Only use it if the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to JSC Rosselkhozbank in Russia?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Russia with specialist providers before you send – the difference can be large.
What happens if I use RUAGRUM1015 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check RUAGRUM1015 against the details from JSC Rosselkhozbank before you confirm.
How long does it take to send money to JSC Rosselkhozbank in Russia?
An international SWIFT transfer usually takes 2–5 business days, because of correspondent banks and time zones. Money transfer services are often faster than a bank.
What does each part of RUAGRUM1015 mean?
RUAG is the bank code of JSC Rosselkhozbank, RU stands for Russia, M1 is the code for the city or region and 015 identifies the branch Penzensky Branch.
Which details do I need to send money to an account at JSC Rosselkhozbank?
You need the SWIFT/BIC code RUAGRUM1015, the account number or IBAN of the recipientand the name of the account holder. Russia uses international SWIFT transfers, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.