SWIFT/BIC code RUAGRUM1031

RUAGRUM1031 belongs to JSC Rosselkhozbank in Cherkessk, Russia.

RUAGRUM1031

Code details

SWIFT/BIC codeRUAGRUM1031
8-character codeRUAGRUM1
Branch code031
BankJSC Rosselkhozbank
BranchKarachaevo-Cherkessky Branch
CityCherkessk
CountryRussia

How the JSC Rosselkhozbank SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

RUAG Bank code
4 letters that identify the bank.
RU Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
031 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code RUAGRUM1031?

RUAGRUM1031 is the SWIFT/BIC code of Karachaevo-Cherkessky Branch, a branch or department of JSC Rosselkhozbank in Cherkessk, Russia. Use this branch code only when the recipient or their bank explicitly asks for it.

What do I need for a transfer to an account at JSC Rosselkhozbank?

You need the SWIFT/BIC code RUAGRUM1031, the account number or IBAN of the recipient, their full name and address. Russia uses international SWIFT transfers, so the BIC is required.

How long does a transfer to JSC Rosselkhozbank take?

A SWIFT payment usually takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker and cheaper.

What do the letters in RUAGRUM1031 stand for?

RUAG is the bank code of JSC Rosselkhozbank, RU is the ISO code of Russia, M1 is the location code and 031 identifies the department Karachaevo-Cherkessky Branch.

Has JSC Rosselkhozbank got more SWIFT/BIC codes?

Yes – our database contains 73 SWIFT/BIC codes for JSC Rosselkhozbank in Russia, for the head office and several branches or departments. You can see them all on the bank page.

What happens if I enter RUAGRUM1031 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check RUAGRUM1031 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.