SWIFT/BIC code RUAGRUM1039
RUAGRUM1039 belongs to JSC Rosselkhozbank in Nizhniy Novgorod, Russia.
Code details
| SWIFT/BIC code | RUAGRUM1039 |
|---|---|
| 8-character code | RUAGRUM1 |
| Branch code | 039 |
| Bank | JSC Rosselkhozbank |
| Branch | Nizhegorodsky Branch |
| City | Nizhniy Novgorod |
| Country | Russia |
The way the JSC Rosselkhozbank SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RUAG Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 039 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code RUAGRUM1039?
The code RUAGRUM1039 belongs to Nizhegorodsky Branch, part of JSC Rosselkhozbank in Nizhniy Novgorod, Russia. Only use it if the account is held at this specific branch.
How long does a transfer to JSC Rosselkhozbank take in Russia?
A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Money transfer services are often faster and cheaper.
Can I use RUAGRUM1 instead of RUAGRUM1039?
RUAGRUM1 points to the main office of JSC Rosselkhozbank, while RUAGRUM1039 is Nizhegorodsky Branch. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention RUAGRUM1039.
What is the cheapest way to send money to JSC Rosselkhozbank in Russia?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Russia with specialist providers before you send – the difference can be large.
What do I need to send money to an account at JSC Rosselkhozbank?
You need the SWIFT/BIC code RUAGRUM1039, the IBAN or local account number of the recipientand the name of the account holder. Russia is not part of SEPA, so the BIC is required.
What happens if I enter RUAGRUM1039 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check RUAGRUM1039 with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.