SWIFT/BIC code RUAGRUM1043
RUAGRUM1043 belongs to JSC Rosselkhozbank in Smolensk, Russia.
Code details
| SWIFT/BIC code | RUAGRUM1043 |
|---|---|
| 8-character code | RUAGRUM1 |
| Branch code | 043 |
| Bank | JSC Rosselkhozbank |
| Branch | Smolensky Branch |
| City | Smolensk |
| Country | Russia |
How the JSC Rosselkhozbank SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RUAG Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 043 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code RUAGRUM1043?
RUAGRUM1043 identifies Smolensky Branch, a unit of JSC Rosselkhozbank in Smolensk, Russia. Use this branch code only when the account is held at this specific branch.
What happens if I use RUAGRUM1043 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check RUAGRUM1043 with the recipient before sending.
What do the letters in RUAGRUM1043 mean?
RUAG is the bank code of JSC Rosselkhozbank, RU is the ISO code of Russia, M1 is the code for the city or region and 043 is the code of the branch Smolensky Branch.
How long does a transfer to JSC Rosselkhozbank take?
A SWIFT payment typically takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster and cheaper.
What do I need to send money to an account at JSC Rosselkhozbank?
You need the SWIFT/BIC code RUAGRUM1043, the IBAN or local account number of the recipient, their full name and address. Russia uses international SWIFT transfers, so always include the BIC.
Can I use RUAGRUM1 instead of RUAGRUM1043?
RUAGRUM1 is the head office of JSC Rosselkhozbank, while RUAGRUM1043 is Smolensky Branch. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention RUAGRUM1043.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.