SWIFT/BIC code RUAGRUM1044
RUAGRUM1044 belongs to JSC Rosselkhozbank in Nalchik, Russia.
Code details
| SWIFT/BIC code | RUAGRUM1044 |
|---|---|
| 8-character code | RUAGRUM1 |
| Branch code | 044 |
| Bank | JSC Rosselkhozbank |
| Branch | Kabardino-Balkarsky Branch |
| City | Nalchik |
| Country | Russia |
The way the JSC Rosselkhozbank SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- RUAG Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 044 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code RUAGRUM1044?
RUAGRUM1044 is the SWIFT/BIC code of Kabardino-Balkarsky Branch, a branch or department of JSC Rosselkhozbank in Nalchik, Russia. Use this branch code only when the account is held at this specific branch.
What do I need to send money to an account at JSC Rosselkhozbank?
Have ready the SWIFT/BIC code RUAGRUM1044, the IBAN or local account number of the recipientand the name of the account holder. Russia uses international SWIFT transfers, so the BIC is required.
Can I use RUAGRUM1 instead of RUAGRUM1044?
RUAGRUM1 points to the main office of JSC Rosselkhozbank, while RUAGRUM1044 points to Kabardino-Balkarsky Branch. Most international transfers work with the head office code, but use RUAGRUM1044 if the recipient asks for it.
How long does a transfer to JSC Rosselkhozbank take?
An international SWIFT transfer usually takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster and cheaper.
What happens if I use RUAGRUM1044 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check RUAGRUM1044 against the details from JSC Rosselkhozbank before you confirm.
Does JSC Rosselkhozbank have more SWIFT/BIC codes?
Yes – we list 73 SWIFT/BIC codes for JSC Rosselkhozbank in Russia, for the head office and several branches or departments. All of them are listed on the page of JSC Rosselkhozbank.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.