SWIFT/BIC code RUOUFI21XXX

RUOUFI21XXX belongs to Ruukin Osuuspankki in Ruukki, Finland.

RUOUFI21XXX

Code details

SWIFT/BIC codeRUOUFI21XXX
8-character codeRUOUFI21
Branch codeXXX
BankRuukin Osuuspankki
BranchHead office
CityRuukki
CountryFinland

The way the Ruukin Osuuspankki SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

RUOU Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC RUOUFI21XXX?

RUOUFI21XXX identifies the head office of Ruukin Osuuspankki in Ruukki, Finland. Use it when you send money to an account at Ruukin Osuuspankki.

Are RUOUFI21 and RUOUFI21XXX the same code?

Yes. RUOUFI21 is the short version of RUOUFI21XXX. XXX simply means head office, so both will reach Ruukin Osuuspankki in Ruukki.

How long does a transfer to Ruukin Osuuspankki take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need RUOUFI21XXX for a euro transfer to Finland?

Finland is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need RUOUFI21XXX.

What happens if I enter RUOUFI21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check RUOUFI21XXX with the recipient before you confirm.

What do the letters in RUOUFI21XXX stand for?

RUOU is the bank code of Ruukin Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX means the head office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.