SWIFT/BIC code SAKRAT21XXX

SAKRAT21XXX belongs to Salzburger Kreditgarantie in Salzburg, Austria.

SAKRAT21XXX

Code details

SWIFT/BIC codeSAKRAT21XXX
8-character codeSAKRAT21
Branch codeXXX
BankSalzburger Kreditgarantie
BranchHead office
CitySalzburg
CountryAustria

How the Salzburger Kreditgarantie SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SAKR Bank code
4 letters that identify the bank.
AT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC SAKRAT21XXX?

SAKRAT21XXX is the SWIFT/BIC code of the headquarters of Salzburger Kreditgarantie in Salzburg, Austria. Use it when a payment to Salzburger Kreditgarantie does not need a specific branch.

How long does a transfer to Salzburger Kreditgarantie take in Austria?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need SAKRAT21XXX to send euros to Austria?

Austria is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need SAKRAT21XXX.

Are SAKRAT21 and SAKRAT21XXX the same code?

Yes. SAKRAT21 is the 8-character version of SAKRAT21XXX. XXX simply means head office, so both routes your payment to Salzburger Kreditgarantie in Salzburg.

What do the letters in SAKRAT21XXX stand for?

SAKR is the bank code of Salzburger Kreditgarantie, AT stands for Austria, 21 is the code for the city or region and XXX means the head office.

What is the cheapest way to send money to Salzburger Kreditgarantie?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.