SWIFT/BIC code SAOIFI21XXX
SAOIFI21XXX belongs to Sauvon Osuuspankki in Sauvo, Finland.
Code details
| SWIFT/BIC code | SAOIFI21XXX |
|---|---|
| 8-character code | SAOIFI21 |
| Branch code | XXX |
| Bank | Sauvon Osuuspankki |
| Branch | Head office |
| City | Sauvo |
| Country | Finland |
How the Sauvon Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SAOI Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code SAOIFI21XXX?
SAOIFI21XXX identifies the head office of Sauvon Osuuspankki in Sauvo, Finland. It is the code to use when you send money to an account at Sauvon Osuuspankki.
Do I need SAOIFI21XXX to send euros to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need SAOIFI21XXX.
How long does it take to send money to Sauvon Osuuspankki?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What do the letters in SAOIFI21XXX stand for?
SAOI is the institution code of Sauvon Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX marks the head office.
Is SAOIFI21 and SAOIFI21XXX the same code?
Yes, they are. SAOIFI21 is the 8-character version of SAOIFI21XXX. The XXX at the end only refers to the head office, so either version will reach Sauvon Osuuspankki in Sauvo.
What happens if I use SAOIFI21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check SAOIFI21XXX against the details from Sauvon Osuuspankki before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.