SWIFT/BIC code SAOMNO21XXX
SAOMNO21XXX belongs to Santander Consumer Bank AS in Lysaker, Norway.
Code details
| SWIFT/BIC code | SAOMNO21XXX |
|---|---|
| 8-character code | SAOMNO21 |
| Branch code | XXX |
| Bank | Santander Consumer Bank AS |
| Branch | Head office |
| City | Lysaker |
| Country | Norway |
How the Santander Consumer Bank AS SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SAOM Bank code
- 4 letters that identify the bank.
- NO Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code SAOMNO21XXX?
The code SAOMNO21XXX belongs to the headquarters of Santander Consumer Bank AS in Lysaker, Norway. It is the code to use when you send money to an account at Santander Consumer Bank AS.
What does each part of SAOMNO21XXX stand for?
SAOM is the institution code of Santander Consumer Bank AS, NO is the ISO code of Norway, 21 is the code for the city or region and XXX marks the head office.
Are SAOMNO21 and SAOMNO21XXX the same SWIFT code?
Yes. SAOMNO21 is the short version of SAOMNO21XXX. XXX simply means head office, so either version routes your payment to Santander Consumer Bank AS in Lysaker.
Do I need SAOMNO21XXX to send euros to Norway?
Norway is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need SAOMNO21XXX.
How long does it take to send money to Santander Consumer Bank AS?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What is the cheapest way to send money to Santander Consumer Bank AS?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Norwegian Krone with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.