SWIFT/BIC code SAOTFI21XXX
SAOTFI21XXX belongs to Saastopankki Optia in Iisalmi, Finland.
Code details
| SWIFT/BIC code | SAOTFI21XXX |
|---|---|
| 8-character code | SAOTFI21 |
| Branch code | XXX |
| Bank | Saastopankki Optia |
| Branch | Head office |
| City | Iisalmi |
| Country | Finland |
How the Saastopankki Optia SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SAOT Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT/BIC code SAOTFI21XXX?
SAOTFI21XXX is the SWIFT/BIC code of the headquarters of Saastopankki Optia in Iisalmi, Finland. Use it when you send money to an account at Saastopankki Optia.
How long does a transfer to Saastopankki Optia take in Finland?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need SAOTFI21XXX to send euros to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need SAOTFI21XXX.
Are SAOTFI21 and SAOTFI21XXX the same SWIFT code?
Yes. SAOTFI21 is the short version of SAOTFI21XXX. XXX simply means head office, so both will reach Saastopankki Optia in Iisalmi.
What happens if I enter SAOTFI21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check SAOTFI21XXX with the recipient before sending.
Does Saastopankki Optia use a single SWIFT/BIC code?
Yes – SAOTFI21XXX is the only SWIFT/BIC code listed for Saastopankki Optia in Finland, so you do not need to pick a branch code.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.