SWIFT/BIC code SARDIT31100
SARDIT31100 belongs to Banco di Sardegna SPA in Cagliari, Italy.
Code details
| SWIFT/BIC code | SARDIT31100 |
|---|---|
| 8-character code | SARDIT31 |
| Branch code | 100 |
| Bank | Banco di Sardegna SPA |
| Branch | — |
| City | Cagliari |
| Country | Italy |
How the Banco di Sardegna SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SARD Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 100 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code SARDIT31100?
SARDIT31100 identifies Banco di Sardegna SPA, part of Banco di Sardegna SPA in Cagliari, Italy. Use this branch code only when the account is held at this specific branch.
What happens if I enter SARDIT31100 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check SARDIT31100 with the recipient before sending.
Do I need SARDIT31100 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need SARDIT31100.
Can I use SARDIT31 instead of SARDIT31100?
SARDIT31 is the head office of Banco di Sardegna SPA, while SARDIT31100 points to Banco di Sardegna SPA. For a normal transfer the head office code is usually fine, but use SARDIT31100 if the recipient asks for it.
What is the cheapest way to send money to Banco di Sardegna SPA in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
How long does it take to send money to Banco di Sardegna SPA?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.