SWIFT/BIC code SCFBESMMXXX
SCFBESMMXXX belongs to Santander Consumer Finance, S.A. in Madrid, Spain.
Code details
| SWIFT/BIC code | SCFBESMMXXX |
|---|---|
| 8-character code | SCFBESMM |
| Branch code | XXX |
| Bank | Santander Consumer Finance, S.A. |
| Branch | Head office |
| City | Madrid |
| Country | Spain |
How the Santander Consumer Finance, S.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SCFB Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code SCFBESMMXXX?
SCFBESMMXXX identifies the main office of Santander Consumer Finance, S.A. in Madrid, Spain. Use it when a payment to Santander Consumer Finance, S.A. does not need a specific branch.
What does each part of SCFBESMMXXX mean?
SCFB is the institution code of Santander Consumer Finance, S.A., ES is the ISO code of Spain, MM is the location code and XXX marks the head office.
What happens if I enter SCFBESMMXXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check SCFBESMMXXX against the details from Santander Consumer Finance, S.A. before sending.
Do I need SCFBESMMXXX for a euro transfer to Spain?
Spain belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need SCFBESMMXXX.
How long does a transfer to Santander Consumer Finance, S.A. take in Spain?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Is SCFBESMM and SCFBESMMXXX the same code?
Yes, they are. SCFBESMM is the short version of SCFBESMMXXX. XXX simply refers to the head office, so either version will reach Santander Consumer Finance, S.A. in Madrid.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.