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SWIFT/BIC code SEMMITM1XXX

SEMMITM1XXX belongs to Sem SPA in Milano, Italy.

SEMMITM1XXX

Code details

SWIFT/BIC codeSEMMITM1XXX
8-character codeSEMMITM1
Branch codeXXX
BankSem SPA
BranchHead office
CityMilano
CountryItaly

The way the Sem SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SEMM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT code SEMMITM1XXX?

The code SEMMITM1XXX belongs to the main office of Sem SPA in Milano, Italy. Use it when you send money to an account at Sem SPA.

Does Sem SPA have only one SWIFT/BIC code?

Yes – SEMMITM1XXX is the single SWIFT/BIC code listed for Sem SPA in Italy, so you do not need to pick a branch code.

What do the letters in SEMMITM1XXX mean?

SEMM is the institution code of Sem SPA, IT stands for Italy, M1 is the location code and XXX marks the head office.

What happens if I use SEMMITM1XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check SEMMITM1XXX against the details from Sem SPA before you confirm.

Is SEMMITM1 and SEMMITM1XXX the same code?

Yes, they are. SEMMITM1 is the 8-character version of SEMMITM1XXX. XXX simply means head office, so both will reach Sem SPA in Milano.

Do I need SEMMITM1XXX to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need SEMMITM1XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.