SWIFT/BIC code SEPMCY2NXXX
SEPMCY2NXXX belongs to Sepaga E.m.i. LTD in Nicosia (Lefkosia), Cyprus.
Code details
| SWIFT/BIC code | SEPMCY2NXXX |
|---|---|
| 8-character code | SEPMCY2N |
| Branch code | XXX |
| Bank | Sepaga E.m.i. LTD |
| Branch | Head office |
| City | Nicosia (Lefkosia) |
| Country | Cyprus |
The way the Sepaga E.m.i. LTD SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SEPM Bank code
- 4 letters that identify the bank.
- CY Country code
- 2 letters for the country (ISO 3166).
- 2N Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC SEPMCY2NXXX?
The code SEPMCY2NXXX belongs to the main office of Sepaga E.m.i. LTD in Nicosia (Lefkosia), Cyprus. Use it when a payment to Sepaga E.m.i. LTD does not need a specific branch.
How long does a transfer to Sepaga E.m.i. LTD take?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need SEPMCY2NXXX to send euros to Cyprus?
Cyprus is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need SEPMCY2NXXX.
Is SEPMCY2N and SEPMCY2NXXX the same code?
Yes, they are. SEPMCY2N is the 8-character version of SEPMCY2NXXX. XXX simply refers to the head office, so either version will reach Sepaga E.m.i. LTD in Nicosia (Lefkosia).
What happens if I use SEPMCY2NXXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check SEPMCY2NXXX with the recipient before sending.
Does Sepaga E.m.i. LTD use a single SWIFT/BIC code?
Yes, SEPMCY2NXXX is the only SWIFT/BIC code we have for Sepaga E.m.i. LTD in Cyprus, so there is no branch code to choose.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.