SWIFT/BIC code SFMCMCM1XXX

SFMCMCM1XXX belongs to Ste Fire Monegasque de Credit-Cogenec in Monaco, Monaco.

SFMCMCM1XXX

Code details

SWIFT/BIC codeSFMCMCM1XXX
8-character codeSFMCMCM1
Branch codeXXX
BankSte Fire Monegasque de Credit-Cogenec
BranchHead office
CityMonaco
CountryMonaco

The way the Ste Fire Monegasque de Credit-Cogenec SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SFMC Bank code
4 letters that identify the bank.
MC Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT code SFMCMCM1XXX?

SFMCMCM1XXX is the SWIFT/BIC code of the main office of Ste Fire Monegasque de Credit-Cogenec in Monaco, Monaco. Use it when you send money to an account at Ste Fire Monegasque de Credit-Cogenec.

Does Ste Fire Monegasque de Credit-Cogenec have a single SWIFT/BIC code?

Yes – SFMCMCM1XXX is the single SWIFT/BIC code we have for Ste Fire Monegasque de Credit-Cogenec in Monaco, so there is no branch code to choose.

What happens if I use SFMCMCM1XXX with a typo?

The payment may be delayed, returned or charged extra fees. Always check SFMCMCM1XXX against the details from Ste Fire Monegasque de Credit-Cogenec before you confirm.

What is the best way to send money to Ste Fire Monegasque de Credit-Cogenec in Monaco?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Is SFMCMCM1 and SFMCMCM1XXX the same SWIFT code?

Yes. SFMCMCM1 is the short version of SFMCMCM1XXX. XXX simply means head office, so both will reach Ste Fire Monegasque de Credit-Cogenec in Monaco.

How long does it take to send money to Ste Fire Monegasque de Credit-Cogenec?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.