SWIFT/BIC code SGAZRU21YAR

SGAZRU21YAR belongs to 'bank Sgb' PJSC in Yaroslavl, Russia.

SGAZRU21YAR

Code details

SWIFT/BIC codeSGAZRU21YAR
8-character codeSGAZRU21
Branch codeYAR
Bank'bank Sgb' PJSC
BranchYaroslavl Branch
CityYaroslavl
CountryRussia

How the 'bank Sgb' PJSC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SGAZ Bank code
4 letters that identify the bank.
RU Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
YAR Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC SGAZRU21YAR?

SGAZRU21YAR identifies Yaroslavl Branch, part of 'bank Sgb' PJSC in Yaroslavl, Russia. Only use it if the recipient or their bank explicitly asks for it.

Which details do I need for a transfer to an account at 'bank Sgb' PJSC?

You need the SWIFT/BIC code SGAZRU21YAR, the IBAN or local account number of the recipientand the name of the account holder. Russia is not part of SEPA, so the BIC is required.

How long does a transfer to 'bank Sgb' PJSC take in Russia?

An international SWIFT transfer typically takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.

What do the letters in SGAZRU21YAR mean?

SGAZ is the bank code of 'bank Sgb' PJSC, RU stands for Russia, 21 is the code for the city or region and YAR is the code of the branch Yaroslavl Branch.

What is the cheapest way to send money to 'bank Sgb' PJSC in Russia?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Russia with transfer services before you send – the difference can be large.

Can I use SGAZRU21 instead of SGAZRU21YAR?

SGAZRU21 is the head office of 'bank Sgb' PJSC, while SGAZRU21YAR points to Yaroslavl Branch. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention SGAZRU21YAR.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.