SWIFT/BIC code SHMSFIH1XXX
SHMSFIH1XXX belongs to Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) in Helsinki, Finland.
Code details
| SWIFT/BIC code | SHMSFIH1XXX |
|---|---|
| 8-character code | SHMSFIH1 |
| Branch code | XXX |
| Bank | Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) |
| Branch | Head office |
| City | Helsinki |
| Country | Finland |
The way the Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SHMS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- H1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code SHMSFIH1XXX?
The code SHMSFIH1XXX belongs to the headquarters of Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) in Helsinki, Finland. It is the code to use when a payment to Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) does not need a specific branch.
Does Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) have only one SWIFT/BIC code?
Yes, SHMSFIH1XXX is the only SWIFT/BIC code we have for Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) in Finland, so there is no branch code to choose.
What is the cheapest way to send money to Suomen Hypoteekkiyhdistys (Mortgage Society of Finland)?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Are SHMSFIH1 and SHMSFIH1XXX the same SWIFT code?
Yes, they are. SHMSFIH1 is the 8-character version of SHMSFIH1XXX. The XXX at the end only refers to the head office, so either version routes your payment to Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) in Helsinki.
Do I need SHMSFIH1XXX for a euro transfer to Finland?
Finland belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need SHMSFIH1XXX.
How long does a transfer to Suomen Hypoteekkiyhdistys (Mortgage Society of Finland) take in Finland?
Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.