SWIFT/BIC code SIWMCH21XXX
SIWMCH21XXX belongs to Sinergia Wealth Management SA in Lugano, Switzerland.
Code details
| SWIFT/BIC code | SIWMCH21XXX |
|---|---|
| 8-character code | SIWMCH21 |
| Branch code | XXX |
| Bank | Sinergia Wealth Management SA |
| Branch | Head office |
| City | Lugano |
| Country | Switzerland |
The way the Sinergia Wealth Management SA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SIWM Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code SIWMCH21XXX?
The code SIWMCH21XXX belongs to the headquarters of Sinergia Wealth Management SA in Lugano, Switzerland. It is the code to use when a payment to Sinergia Wealth Management SA does not need a specific branch.
Does Sinergia Wealth Management SA have only one SWIFT/BIC code?
Yes, SIWMCH21XXX is the only SWIFT/BIC code we have for Sinergia Wealth Management SA in Switzerland, so there is no branch code to choose.
Is SIWMCH21 and SIWMCH21XXX the same SWIFT code?
Yes, they are. SIWMCH21 is the short version of SIWMCH21XXX. XXX simply refers to the head office, so both will reach Sinergia Wealth Management SA in Lugano.
Do I need SIWMCH21XXX to send euros to Switzerland?
Switzerland belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need SIWMCH21XXX.
How long does it take to send money to Sinergia Wealth Management SA in Switzerland?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.
What is the best way to send money to Sinergia Wealth Management SA?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Swiss Franc with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.