SWIFT/BIC code SKOVHR22XXX

SKOVHR22XXX belongs to Banka Kovanica D.d. in Varazdin, Croatia.

SKOVHR22XXX

Code details

SWIFT/BIC codeSKOVHR22XXX
8-character codeSKOVHR22
Branch codeXXX
BankBanka Kovanica D.d.
BranchHead office
CityVarazdin
CountryCroatia

The way the Banka Kovanica D.d. SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SKOV Bank code
4 letters that identify the bank.
HR Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind BIC SKOVHR22XXX?

SKOVHR22XXX is the SWIFT/BIC code of the headquarters of Banka Kovanica D.d. in Varazdin, Croatia. Use it when a payment to Banka Kovanica D.d. does not need a specific branch.

What do the letters in SKOVHR22XXX stand for?

SKOV is the institution code of Banka Kovanica D.d., HR is the ISO code of Croatia, 22 is the code for the city or region and XXX means the head office.

What is the cheapest way to send money to Banka Kovanica D.d. in Croatia?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

How long does it take to send money to Banka Kovanica D.d.?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need SKOVHR22XXX for a euro transfer to Croatia?

Croatia is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need SKOVHR22XXX.

Is SKOVHR22 and SKOVHR22XXX the same code?

Yes, they are. SKOVHR22 is the 8-character version of SKOVHR22XXX. The XXX at the end only refers to the head office, so both routes your payment to Banka Kovanica D.d. in Varazdin.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.