SWIFT/BIC code SMCTFR2AVAL
SMCTFR2AVAL belongs to Societe Marseillaise de Credit in Valence, France.
Code details
| SWIFT/BIC code | SMCTFR2AVAL |
|---|---|
| 8-character code | SMCTFR2A |
| Branch code | VAL |
| Bank | Societe Marseillaise de Credit |
| Branch | Branch |
| City | Valence |
| Country | France |
The way the Societe Marseillaise de Credit SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMCT Bank code
- 4 letters that identify the bank.
- FR Country code
- 2 letters for the country (ISO 3166).
- 2A Location code
- 2 characters for the city or region of the head office.
- VAL Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC SMCTFR2AVAL?
The code SMCTFR2AVAL belongs to Branch, a branch or department of Societe Marseillaise de Credit in Valence, France. Use this branch code only when the account is held at this specific branch.
What does each part of SMCTFR2AVAL stand for?
SMCT is the institution code of Societe Marseillaise de Credit, FR is the ISO code of France, 2A is the location code and VAL is the code of the branch Branch.
What happens if I use SMCTFR2AVAL incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check SMCTFR2AVAL against the details from Societe Marseillaise de Credit before you confirm.
Can I use SMCTFR2A instead of SMCTFR2AVAL?
SMCTFR2A points to the head office of Societe Marseillaise de Credit, while SMCTFR2AVAL is Branch. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention SMCTFR2AVAL.
What is the best way to send money to Societe Marseillaise de Credit?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Do I need SMCTFR2AVAL for a euro transfer to France?
France is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need SMCTFR2AVAL.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.