SWIFT/BIC code SMCUUS31XXX
SMCUUS31XXX belongs to State Employees' Credit Union in Raleigh,nc, United States.
Code details
| SWIFT/BIC code | SMCUUS31XXX |
|---|---|
| 8-character code | SMCUUS31 |
| Branch code | XXX |
| Bank | State Employees' Credit Union |
| Branch | Head office |
| City | Raleigh,nc |
| Country | United States |
The way the State Employees' Credit Union SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMCU Bank code
- 4 letters that identify the bank.
- US Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code SMCUUS31XXX?
SMCUUS31XXX is the SWIFT/BIC code of the headquarters of State Employees' Credit Union in Raleigh,nc, United States. It is the code to use when a payment to State Employees' Credit Union does not need a specific branch.
What is the cheapest way to send money to State Employees' Credit Union?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in US Dollar with specialist providers before you send.
What does each part of SMCUUS31XXX mean?
SMCU is the bank code of State Employees' Credit Union, US stands for United States, 31 is the location code and XXX marks the head office.
What do I need to send money to an account at State Employees' Credit Union?
Have ready the SWIFT/BIC code SMCUUS31XXX, the account number or IBAN of the recipientand the name of the account holder. United States uses international SWIFT transfers, so always include the BIC.
Does State Employees' Credit Union have a single SWIFT/BIC code?
Yes – SMCUUS31XXX is the only SWIFT/BIC code listed for State Employees' Credit Union in United States, so there is no branch code to choose.
How long does a transfer to State Employees' Credit Union take?
A SWIFT payment usually takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster than a bank.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.