SWIFT/BIC code SMFILUL1XXX
SMFILUL1XXX belongs to Sms Finance SA in Luxembourg, Luxembourg.
Code details
| SWIFT/BIC code | SMFILUL1XXX |
|---|---|
| 8-character code | SMFILUL1 |
| Branch code | XXX |
| Bank | Sms Finance SA |
| Branch | Head office |
| City | Luxembourg |
| Country | Luxembourg |
The way the Sms Finance SA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMFI Bank code
- 4 letters that identify the bank.
- LU Country code
- 2 letters for the country (ISO 3166).
- L1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC SMFILUL1XXX?
SMFILUL1XXX identifies the head office of Sms Finance SA in Luxembourg, Luxembourg. Use it when you send money to an account at Sms Finance SA.
What is the best way to send money to Sms Finance SA in Luxembourg?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
How long does a transfer to Sms Finance SA take?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need SMFILUL1XXX to send euros to Luxembourg?
Luxembourg belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need SMFILUL1XXX.
Are SMFILUL1 and SMFILUL1XXX the same code?
Yes, they are. SMFILUL1 is the 8-character version of SMFILUL1XXX. XXX simply means head office, so either version will reach Sms Finance SA in Luxembourg.
What happens if I enter SMFILUL1XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check SMFILUL1XXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.