SWIFT/BIC code SMMMCHZ1XXX
SMMMCHZ1XXX belongs to Csam in Zurich, Switzerland.
Code details
| SWIFT/BIC code | SMMMCHZ1XXX |
|---|---|
| 8-character code | SMMMCHZ1 |
| Branch code | XXX |
| Bank | Csam |
| Branch | Head office |
| City | Zurich |
| Country | Switzerland |
How the Csam SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMMM Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- Z1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind BIC SMMMCHZ1XXX?
SMMMCHZ1XXX is the SWIFT/BIC code of the headquarters of Csam in Zurich, Switzerland. Use it when you send money to an account at Csam.
Is SMMMCHZ1 and SMMMCHZ1XXX the same code?
Yes. SMMMCHZ1 is the short version of SMMMCHZ1XXX. XXX simply refers to the head office, so both will reach Csam in Zurich.
Do I need SMMMCHZ1XXX for a euro transfer to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need SMMMCHZ1XXX.
How long does a transfer to Csam take in Switzerland?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What does each part of SMMMCHZ1XXX mean?
SMMM is the bank code of Csam, CH is the ISO code of Switzerland, Z1 is the code for the city or region and XXX means the head office.
What happens if I use SMMMCHZ1XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check SMMMCHZ1XXX with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.