SWIFT/BIC code SMREIT21XXX

SMREIT21XXX belongs to S.m.r.e. S.P.A. in Umbertide, Italy.

SMREIT21XXX

Code details

SWIFT/BIC codeSMREIT21XXX
8-character codeSMREIT21
Branch codeXXX
BankS.m.r.e. S.P.A.
BranchHead office
CityUmbertide
CountryItaly

How the S.m.r.e. S.P.A. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SMRE Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC SMREIT21XXX?

SMREIT21XXX is the SWIFT/BIC code of the main office of S.m.r.e. S.P.A. in Umbertide, Italy. Use it when a payment to S.m.r.e. S.P.A. does not need a specific branch.

Does S.m.r.e. S.P.A. have only one SWIFT/BIC code?

Yes – SMREIT21XXX is the only SWIFT/BIC code listed for S.m.r.e. S.P.A. in Italy, so there is no branch code to choose.

What does each part of SMREIT21XXX mean?

SMRE is the bank code of S.m.r.e. S.P.A., IT stands for Italy, 21 is the location code and XXX marks the main office.

Are SMREIT21 and SMREIT21XXX the same SWIFT code?

Yes, they are. SMREIT21 is the short version of SMREIT21XXX. XXX simply refers to the head office, so both routes your payment to S.m.r.e. S.P.A. in Umbertide.

Do I need SMREIT21XXX to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need SMREIT21XXX.

How long does it take to send money to S.m.r.e. S.P.A. in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.