SWIFT/BIC code SMWRAT21XXX
SMWRAT21XXX belongs to Sparkasse Muehlviertel-West Bank AG in Rohrbach, Austria.
Code details
| SWIFT/BIC code | SMWRAT21XXX |
|---|---|
| 8-character code | SMWRAT21 |
| Branch code | XXX |
| Bank | Sparkasse Muehlviertel-West Bank AG |
| Branch | Head office |
| City | Rohrbach |
| Country | Austria |
The way the Sparkasse Muehlviertel-West Bank AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMWR Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code SMWRAT21XXX?
The code SMWRAT21XXX belongs to the main office of Sparkasse Muehlviertel-West Bank AG in Rohrbach, Austria. Use it when a payment to Sparkasse Muehlviertel-West Bank AG does not need a specific branch.
Does Sparkasse Muehlviertel-West Bank AG use only one SWIFT/BIC code?
Yes – SMWRAT21XXX is the single SWIFT/BIC code we have for Sparkasse Muehlviertel-West Bank AG in Austria, so there is no branch code to choose.
What is the best way to send money to Sparkasse Muehlviertel-West Bank AG in Austria?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
What happens if I use SMWRAT21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check SMWRAT21XXX with the recipient before sending.
Are SMWRAT21 and SMWRAT21XXX the same code?
Yes, they are. SMWRAT21 is the short version of SMWRAT21XXX. The XXX at the end only means head office, so both routes your payment to Sparkasse Muehlviertel-West Bank AG in Rohrbach.
How long does a transfer to Sparkasse Muehlviertel-West Bank AG take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.