SWIFT/BIC code SONVPTP1XXX

SONVPTP1XXX belongs to Sonae Financial Services, SA in Maia, Portugal.

SONVPTP1XXX

Code details

SWIFT/BIC codeSONVPTP1XXX
8-character codeSONVPTP1
Branch codeXXX
BankSonae Financial Services, SA
BranchHead office
CityMaia
CountryPortugal

The way the Sonae Financial Services, SA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SONV Bank code
4 letters that identify the bank.
PT Country code
2 letters for the country (ISO 3166).
P1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses BIC SONVPTP1XXX?

The code SONVPTP1XXX belongs to the headquarters of Sonae Financial Services, SA in Maia, Portugal. It is the code to use when you send money to an account at Sonae Financial Services, SA.

What is the best way to send money to Sonae Financial Services, SA?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Are SONVPTP1 and SONVPTP1XXX the same SWIFT code?

Yes, they are. SONVPTP1 is the short version of SONVPTP1XXX. The XXX at the end only means head office, so either version will reach Sonae Financial Services, SA in Maia.

How long does a transfer to Sonae Financial Services, SA take in Portugal?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need SONVPTP1XXX for a euro transfer to Portugal?

Portugal belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need SONVPTP1XXX.

What happens if I use SONVPTP1XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check SONVPTP1XXX against the details from Sonae Financial Services, SA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.