SWIFT/BIC code SOOAFI21XXX

SOOAFI21XXX belongs to Sotkamon Osuuspankki in Sotkamo, Finland.

SOOAFI21XXX

Code details

SWIFT/BIC codeSOOAFI21XXX
8-character codeSOOAFI21
Branch codeXXX
BankSotkamon Osuuspankki
BranchHead office
CitySotkamo
CountryFinland

How the Sotkamon Osuuspankki SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SOOA Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code SOOAFI21XXX?

SOOAFI21XXX identifies the headquarters of Sotkamon Osuuspankki in Sotkamo, Finland. Use it when a payment to Sotkamon Osuuspankki does not need a specific branch.

What happens if I use SOOAFI21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check SOOAFI21XXX with the recipient before you confirm.

How long does it take to send money to Sotkamon Osuuspankki?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need SOOAFI21XXX to send euros to Finland?

Finland is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need SOOAFI21XXX.

Is SOOAFI21 and SOOAFI21XXX the same code?

Yes. SOOAFI21 is the 8-character version of SOOAFI21XXX. The XXX at the end only refers to the head office, so either version routes your payment to Sotkamon Osuuspankki in Sotkamo.

Does Sotkamon Osuuspankki have only one SWIFT/BIC code?

Yes, SOOAFI21XXX is the only SWIFT/BIC code listed for Sotkamon Osuuspankki in Finland, so you do not need to pick a branch code.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.