SWIFT/BIC code SOWFSEM1XXX

SOWFSEM1XXX belongs to Shfm Overseas Sweden Filial in Malmo, Sweden.

SOWFSEM1XXX

Code details

SWIFT/BIC codeSOWFSEM1XXX
8-character codeSOWFSEM1
Branch codeXXX
BankShfm Overseas Sweden Filial
BranchHead office
CityMalmo
CountrySweden

The way the Shfm Overseas Sweden Filial SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SOWF Bank code
4 letters that identify the bank.
SE Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code SOWFSEM1XXX?

SOWFSEM1XXX identifies the head office of Shfm Overseas Sweden Filial in Malmo, Sweden. It is the code to use when a payment to Shfm Overseas Sweden Filial does not need a specific branch.

Does Shfm Overseas Sweden Filial use a single SWIFT/BIC code?

Yes, SOWFSEM1XXX is the only SWIFT/BIC code listed for Shfm Overseas Sweden Filial in Sweden, so you do not need to pick a branch code.

Are SOWFSEM1 and SOWFSEM1XXX the same SWIFT code?

Yes, they are. SOWFSEM1 is the short version of SOWFSEM1XXX. XXX simply means head office, so both routes your payment to Shfm Overseas Sweden Filial in Malmo.

Do I need SOWFSEM1XXX to send euros to Sweden?

Sweden belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need SOWFSEM1XXX.

How long does a transfer to Shfm Overseas Sweden Filial take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What does each part of SOWFSEM1XXX stand for?

SOWF is the institution code of Shfm Overseas Sweden Filial, SE stands for Sweden, M1 is the code for the city or region and XXX marks the main office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.