SWIFT/BIC code SPBKDE77XXX
SPBKDE77XXX belongs to Sparda-Bank Ostbayern EG in Regensburg, Germany.
Code details
| SWIFT/BIC code | SPBKDE77XXX |
|---|---|
| 8-character code | SPBKDE77 |
| Branch code | XXX |
| Bank | Sparda-Bank Ostbayern EG |
| Branch | Head office |
| City | Regensburg |
| Country | Germany |
How the Sparda-Bank Ostbayern EG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPBK Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 77 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code SPBKDE77XXX?
SPBKDE77XXX identifies the headquarters of Sparda-Bank Ostbayern EG in Regensburg, Germany. It is the code to use when a payment to Sparda-Bank Ostbayern EG does not need a specific branch.
Do I need SPBKDE77XXX to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need SPBKDE77XXX.
How long does it take to send money to Sparda-Bank Ostbayern EG in Germany?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Are SPBKDE77 and SPBKDE77XXX the same code?
Yes, they are. SPBKDE77 is the 8-character version of SPBKDE77XXX. The XXX at the end only refers to the head office, so either version routes your payment to Sparda-Bank Ostbayern EG in Regensburg.
What happens if I enter SPBKDE77XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check SPBKDE77XXX with the recipient before you confirm.
What is the best way to send money to Sparda-Bank Ostbayern EG in Germany?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.