SWIFT/BIC code SPCHCHGGXXX
SPCHCHGGXXX belongs to Intesa Sanpaolo Private Bank (Suisse) S.A. in Lugano, Switzerland.
Code details
| SWIFT/BIC code | SPCHCHGGXXX |
|---|---|
| 8-character code | SPCHCHGG |
| Branch code | XXX |
| Bank | Intesa Sanpaolo Private Bank (Suisse) S.A. |
| Branch | Head office |
| City | Lugano |
| Country | Switzerland |
How the Intesa Sanpaolo Private Bank (Suisse) S.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPCH Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- GG Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code SPCHCHGGXXX?
SPCHCHGGXXX is the SWIFT/BIC code of the headquarters of Intesa Sanpaolo Private Bank (Suisse) S.A. in Lugano, Switzerland. It is the code to use when a payment to Intesa Sanpaolo Private Bank (Suisse) S.A. does not need a specific branch.
What is the best way to send money to Intesa Sanpaolo Private Bank (Suisse) S.A. in Switzerland?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Swiss Franc with specialist providers before you send.
Do I need SPCHCHGGXXX to send euros to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need SPCHCHGGXXX.
How long does it take to send money to Intesa Sanpaolo Private Bank (Suisse) S.A.?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Are SPCHCHGG and SPCHCHGGXXX the same code?
Yes. SPCHCHGG is the 8-character version of SPCHCHGGXXX. XXX simply means head office, so both will reach Intesa Sanpaolo Private Bank (Suisse) S.A. in Lugano.
What happens if I use SPCHCHGGXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check SPCHCHGGXXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.