SWIFT/BIC code SPESDE3EXXX
SPESDE3EXXX belongs to Sparkasse Essen in Essen, Germany.
Code details
| SWIFT/BIC code | SPESDE3EXXX |
|---|---|
| 8-character code | SPESDE3E |
| Branch code | XXX |
| Bank | Sparkasse Essen |
| Branch | Head office |
| City | Essen |
| Country | Germany |
How the Sparkasse Essen SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPES Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 3E Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC SPESDE3EXXX?
SPESDE3EXXX identifies the head office of Sparkasse Essen in Essen, Germany. Use it when a payment to Sparkasse Essen does not need a specific branch.
Is SPESDE3E and SPESDE3EXXX the same SWIFT code?
Yes. SPESDE3E is the short version of SPESDE3EXXX. The XXX at the end only means head office, so both routes your payment to Sparkasse Essen in Essen.
How long does it take to send money to Sparkasse Essen in Germany?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need SPESDE3EXXX to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need SPESDE3EXXX.
What do the letters in SPESDE3EXXX mean?
SPES is the institution code of Sparkasse Essen, DE is the ISO code of Germany, 3E is the location code and XXX means the head office.
What is the best way to send money to Sparkasse Essen?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.