SWIFT/BIC code SPFNAT21XXX
SPFNAT21XXX belongs to Sparkasse Feldkirchen in Feldkirchen In Kaernten, Austria.
Code details
| SWIFT/BIC code | SPFNAT21XXX |
|---|---|
| 8-character code | SPFNAT21 |
| Branch code | XXX |
| Bank | Sparkasse Feldkirchen |
| Branch | Head office |
| City | Feldkirchen In Kaernten |
| Country | Austria |
How the Sparkasse Feldkirchen SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPFN Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code SPFNAT21XXX?
SPFNAT21XXX identifies the headquarters of Sparkasse Feldkirchen in Feldkirchen In Kaernten, Austria. It is the code to use when a payment to Sparkasse Feldkirchen does not need a specific branch.
Does Sparkasse Feldkirchen have a single SWIFT/BIC code?
Yes, SPFNAT21XXX is the only SWIFT/BIC code listed for Sparkasse Feldkirchen in Austria, so you do not need to pick a branch code.
What is the best way to send money to Sparkasse Feldkirchen in Austria?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Do I need SPFNAT21XXX for a euro transfer to Austria?
Austria belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need SPFNAT21XXX.
What happens if I use SPFNAT21XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check SPFNAT21XXX with the recipient before you confirm.
How long does it take to send money to Sparkasse Feldkirchen in Austria?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.