SWIFT/BIC code SPGKAT21XXX
SPGKAT21XXX belongs to Gurktaler Sparkasse in Gurk, Austria.
Code details
| SWIFT/BIC code | SPGKAT21XXX |
|---|---|
| 8-character code | SPGKAT21 |
| Branch code | XXX |
| Bank | Gurktaler Sparkasse |
| Branch | Head office |
| City | Gurk |
| Country | Austria |
How the Gurktaler Sparkasse SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPGK Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code SPGKAT21XXX?
SPGKAT21XXX is the SWIFT/BIC code of the headquarters of Gurktaler Sparkasse in Gurk, Austria. Use it when a payment to Gurktaler Sparkasse does not need a specific branch.
What do the letters in SPGKAT21XXX stand for?
SPGK is the institution code of Gurktaler Sparkasse, AT stands for Austria, 21 is the location code and XXX marks the head office.
Does Gurktaler Sparkasse use a single SWIFT/BIC code?
Yes, SPGKAT21XXX is the only SWIFT/BIC code listed for Gurktaler Sparkasse in Austria, so there is no branch code to choose.
What happens if I enter SPGKAT21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check SPGKAT21XXX with the recipient before sending.
What is the cheapest way to send money to Gurktaler Sparkasse?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
How long does it take to send money to Gurktaler Sparkasse?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.