SWIFT/BIC code SPHBAT21XXX
SPHBAT21XXX belongs to Niederoesterreichische Sparkasse in Hainburg, Austria.
Code details
| SWIFT/BIC code | SPHBAT21XXX |
|---|---|
| 8-character code | SPHBAT21 |
| Branch code | XXX |
| Bank | Niederoesterreichische Sparkasse |
| Branch | Head office |
| City | Hainburg |
| Country | Austria |
The way the Niederoesterreichische Sparkasse SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPHB Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC SPHBAT21XXX?
The code SPHBAT21XXX belongs to the headquarters of Niederoesterreichische Sparkasse in Hainburg, Austria. Use it when a payment to Niederoesterreichische Sparkasse does not need a specific branch.
What is the best way to send money to Niederoesterreichische Sparkasse?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
What do the letters in SPHBAT21XXX mean?
SPHB is the bank code of Niederoesterreichische Sparkasse, AT stands for Austria, 21 is the code for the city or region and XXX marks the main office.
Do I need SPHBAT21XXX for a euro transfer to Austria?
Austria is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need SPHBAT21XXX.
How long does it take to send money to Niederoesterreichische Sparkasse in Austria?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Are SPHBAT21 and SPHBAT21XXX the same code?
Yes, they are. SPHBAT21 is the short version of SPHBAT21XXX. XXX simply means head office, so either version routes your payment to Niederoesterreichische Sparkasse in Hainburg.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.