SWIFT/BIC code SPHTFIH1XXX
SPHTFIH1XXX belongs to Sp-Rahastoyhtio Oy in Helsinki, Finland.
Code details
| SWIFT/BIC code | SPHTFIH1XXX |
|---|---|
| 8-character code | SPHTFIH1 |
| Branch code | XXX |
| Bank | Sp-Rahastoyhtio Oy |
| Branch | Head office |
| City | Helsinki |
| Country | Finland |
The way the Sp-Rahastoyhtio Oy SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPHT Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- H1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code SPHTFIH1XXX?
SPHTFIH1XXX identifies the main office of Sp-Rahastoyhtio Oy in Helsinki, Finland. Use it when a payment to Sp-Rahastoyhtio Oy does not need a specific branch.
What is the best way to send money to Sp-Rahastoyhtio Oy in Finland?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
What do the letters in SPHTFIH1XXX mean?
SPHT is the bank code of Sp-Rahastoyhtio Oy, FI stands for Finland, H1 is the code for the city or region and XXX means the head office.
How long does it take to send money to Sp-Rahastoyhtio Oy in Finland?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need SPHTFIH1XXX to send euros to Finland?
Finland belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need SPHTFIH1XXX.
Is SPHTFIH1 and SPHTFIH1XXX the same code?
Yes, they are. SPHTFIH1 is the 8-character version of SPHTFIH1XXX. XXX simply refers to the head office, so both will reach Sp-Rahastoyhtio Oy in Helsinki.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.