SWIFT/BIC code SPKDAT21XXX
SPKDAT21XXX belongs to Kremser Bank und Sparkassen AG in Krems (Donau), Austria.
Code details
| SWIFT/BIC code | SPKDAT21XXX |
|---|---|
| 8-character code | SPKDAT21 |
| Branch code | XXX |
| Bank | Kremser Bank und Sparkassen AG |
| Branch | Head office |
| City | Krems (Donau) |
| Country | Austria |
How the Kremser Bank und Sparkassen AG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPKD Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC SPKDAT21XXX?
SPKDAT21XXX is the SWIFT/BIC code of the main office of Kremser Bank und Sparkassen AG in Krems (Donau), Austria. Use it when you send money to an account at Kremser Bank und Sparkassen AG.
What is the best way to send money to Kremser Bank und Sparkassen AG?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Does Kremser Bank und Sparkassen AG have only one SWIFT/BIC code?
Yes – SPKDAT21XXX is the single SWIFT/BIC code listed for Kremser Bank und Sparkassen AG in Austria, so you do not need to pick a branch code.
Is SPKDAT21 and SPKDAT21XXX the same code?
Yes, they are. SPKDAT21 is the 8-character version of SPKDAT21XXX. XXX simply refers to the head office, so either version will reach Kremser Bank und Sparkassen AG in Krems (Donau).
How long does a transfer to Kremser Bank und Sparkassen AG take?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need SPKDAT21XXX for a euro transfer to Austria?
Austria is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need SPKDAT21XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.