SWIFT/BIC code SPKPAT21XXX
SPKPAT21XXX belongs to Sparkasse Kremstal-Pyhrn AG in Kirchdorf (Krems), Austria.
Code details
| SWIFT/BIC code | SPKPAT21XXX |
|---|---|
| 8-character code | SPKPAT21 |
| Branch code | XXX |
| Bank | Sparkasse Kremstal-Pyhrn AG |
| Branch | Head office |
| City | Kirchdorf (Krems) |
| Country | Austria |
How the Sparkasse Kremstal-Pyhrn AG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPKP Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code SPKPAT21XXX?
SPKPAT21XXX is the SWIFT/BIC code of the headquarters of Sparkasse Kremstal-Pyhrn AG in Kirchdorf (Krems), Austria. It is the code to use when a payment to Sparkasse Kremstal-Pyhrn AG does not need a specific branch.
Do I need SPKPAT21XXX to send euros to Austria?
Austria belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need SPKPAT21XXX.
How long does a transfer to Sparkasse Kremstal-Pyhrn AG take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Are SPKPAT21 and SPKPAT21XXX the same code?
Yes, they are. SPKPAT21 is the short version of SPKPAT21XXX. The XXX at the end only refers to the head office, so both routes your payment to Sparkasse Kremstal-Pyhrn AG in Kirchdorf (Krems).
Does Sparkasse Kremstal-Pyhrn AG have only one SWIFT/BIC code?
Yes – SPKPAT21XXX is the single SWIFT/BIC code listed for Sparkasse Kremstal-Pyhrn AG in Austria, so you do not need to pick a branch code.
What is the best way to send money to Sparkasse Kremstal-Pyhrn AG in Austria?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.