SWIFT/BIC code SPMHDE3EXXX
SPMHDE3EXXX belongs to Sparkasse Muelheim An der Ruhr in Muelheim (Ruhr), Germany.
Code details
| SWIFT/BIC code | SPMHDE3EXXX |
|---|---|
| 8-character code | SPMHDE3E |
| Branch code | XXX |
| Bank | Sparkasse Muelheim An der Ruhr |
| Branch | Head office |
| City | Muelheim (Ruhr) |
| Country | Germany |
How the Sparkasse Muelheim An der Ruhr SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPMH Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 3E Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code SPMHDE3EXXX?
The code SPMHDE3EXXX belongs to the headquarters of Sparkasse Muelheim An der Ruhr in Muelheim (Ruhr), Germany. Use it when a payment to Sparkasse Muelheim An der Ruhr does not need a specific branch.
What is the best way to send money to Sparkasse Muelheim An der Ruhr?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Does Sparkasse Muelheim An der Ruhr use a single SWIFT/BIC code?
Yes – SPMHDE3EXXX is the single SWIFT/BIC code we have for Sparkasse Muelheim An der Ruhr in Germany, so you do not need to pick a branch code.
What happens if I enter SPMHDE3EXXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check SPMHDE3EXXX against the details from Sparkasse Muelheim An der Ruhr before you confirm.
Is SPMHDE3E and SPMHDE3EXXX the same SWIFT code?
Yes. SPMHDE3E is the 8-character version of SPMHDE3EXXX. XXX simply refers to the head office, so both will reach Sparkasse Muelheim An der Ruhr in Muelheim (Ruhr).
Do I need SPMHDE3EXXX for a euro transfer to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need SPMHDE3EXXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.